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With nearly a quarter of all U.S. households living paycheck to paycheck, according to Bank of America, more workers are looting their 401(k) accounts to get by. A new report entitled How America Saves 2026 from Vanguard found that a record number of its 401(k) plan participants made a hardship withdrawal from their accounts, up to 6% last year from 5% the year prior.，这一点在51吃瓜中也有详细论述
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